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IMPORTANT NOTICE: The Insurance Glossary below is Copyrighted material by Richard Reynolds and is Protected by Law and may not be reused, printed or copied either electronically or digitally without the expressed permission of Enhanced Web Services or Rich Reynolds. The Copyright Act provides for both civil and criminal liability for acts of copyright infringement. Enhanced Web Services resells this glossary by permission. |
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| - W - Insurance Glossary |
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The length of time an employee must wait from a date of
employment or application for coverage, to the date
his/her insurance is effective.
An agreement attached to a insurance policy which
exempts from coverage certain disabilities or injuries that
otherwise would be covered by the policy.
A provision in some policies to continue premium
payments due during a period of continuous total disability
that has lasted for a specified length of time.
A life insurance policy that allows benefits to be payable
to a beneficiary at the death of the insured whenever that
occurs. Premiums may be payable for a specified number
of years (limited payment life) or for life (straight life).
A legal statement of an individual's wishes concerning the
disposal of his or her property after death.
A system established under state law that provides
payments, without regard to fault, to employees injured in
the course and scope of their employment.
Insurance against liability imposed on certain employers to
pay benefits and furnish care to employees that are:
injured, killed, or are sick due to occupational hazards.
The total amount of premiums written in a year for all
polices issued by an insurance company.
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